Central Florida New Construction | Field Guide to New Homes

Central Florida New Construction · Field Guide

New construction, decoded. Community by community.

Central Florida New Construction is the new-home guide from Tyler Gibson and the GPG Team, a local resource covering new-home communities, builders, incentives, and the buying process across Central Florida (Orange, Seminole, Osceola, Lake, and Polk counties), written to help buyers compare verified builder information and make informed decisions.

8
communities in depth
11
buyer guides
150+
transactions completed
A brand-new Central Florida community at golden hour: stucco homes with tile roofs along a curving street lined with palm trees.

Site plan · Edition 2026

Sunbridge · Horizon West · EverBe · Ovation communities

What this site is

The straight answer on buying new in Central Florida.

Central Florida New Construction is a plain-language guide to buying a newly built home in the Orlando metro. We cover the master-planned communities buyers ask about most, including Sunbridge, Horizon West, EverBe in East Orlando, and the Ovation master plan's newest communities, Accolades at Ovation, Harvest at Ovation, and Lake Star at Ovation, along with the step-by-step process, financing options, and inspections that trip up first-time new-build buyers. The site is written and curated by Tyler Gibson, a Florida-licensed Realtor and investor with the GPG Team, so the answers come from someone who negotiates new-home contracts regularly rather than a national database.

File facts

  • Sunbridge spans more than 24,000 acres, with roughly 13,000 held for conservation, and earned the first Homegrown National Park designation in the U.S. in 2025.

  • Horizon West is a master-planned west Orange County area of multiple villages, lakes, and town centers, about 7 miles from the Disney area.

  • EverBe is Pulte's master-planned East Orlando community of roughly 3,300 lots, about 10 minutes from Orlando International Airport.

  • Accolades at Ovation is Dream Finders' coming-soon community in Ovation, Horizon West, with rear-load single-family homes and townhomes planned near Hamlin Town Center.

  • Harvest at Ovation is Taylor Morrison's final-opportunities single-family community in Ovation, Horizon West, with six two-story plans from about 1,992 to 3,400 sq ft starting from $503,999.

  • Lake Star at Ovation is M/I Homes' actively building community in Ovation, Horizon West, with four collections from about 1,803 to 4,988 sq ft starting from $513,990 and lakefront lots on Lake Star.

  • St. Cloud is Osceola County's lake-country new construction hub, with the Sunbridge and Crossprairie master plans building thousands of homes and most new homes priced roughly from $300,000 to $600,000.

  • ChampionsGate is the resort-style I-4 and US 27 corridor near the Disney area, built around two championship golf courses and the Omni Orlando Resort, with builders from Lennar and Pulte to KB Home and Landsea.

Community files 01 · 02 · 03 · 04 · 05 · 06 · 07 · 08

The communities we cover

Eight community files, each answering the questions buyers actually ask: who is building, what is being built right now, and what to watch out for.

All community files
Sunbridge in Osceola County · St. Cloud, a new construction community in Central Florida.

Osceola County · St. Cloud

Sunbridge

Tavistock's 24,000+ acre, conservation-first master plan with a full lineup of national builders.

Read the file

St. Cloud in Osceola County · lake country, a new construction community in Central Florida.

Osceola County · lake country

St. Cloud

Osceola County's lake-country new construction hub: Sunbridge, Crossprairie, and Canoe Creek with a long national builder lineup.

Read the file

Horizon West in West Orange County · Winter Garden, a new construction community in Central Florida.

West Orange County · Winter Garden

Horizon West

A master-planned west Orange County area made up of multiple villages, lakes, and town centers near the Disney corridor.

Read the file

EverBe in East Orlando · near MCO, a new construction community in Central Florida.

East Orlando · near MCO

EverBe

Pulte's master-planned East Orlando community with a waterfront town center and 2-gigabit internet.

Read the file

Accolades at Ovation in West Orange County · Winter Garden, a new construction community in Central Florida.

West Orange County · Winter Garden

Accolades at Ovation

Dream Finders' coming-soon community in Ovation, Horizon West: rear-load townhomes and single-family homes expected from about 1,644 to over 2,083 sq ft.

Read the file

Harvest at Ovation in West Orange County · Winter Garden, a new construction community in Central Florida.

West Orange County · Winter Garden

Harvest at Ovation

Taylor Morrison's final-opportunities single-family community in Ovation, Horizon West: six 2-story plans from about 1,992 to 3,400 sq ft, from $503,999.

Read the file

Lake Star at Ovation in West Orange County · Winter Garden, a new construction community in Central Florida.

West Orange County · Winter Garden

Lake Star at Ovation

M/I Homes' actively building community in Ovation, Horizon West: four collections from about 1,803 to 4,988 sq ft, from $513,990, with lakefront lots on Lake Star.

Read the file

ChampionsGate in Osceola / Polk · I-4 & US 27, a new construction community in Central Florida.

Osceola / Polk · I-4 & US 27

ChampionsGate

The resort-style I-4 and US 27 corridor near Disney: golf, the Omni resort core, and builders from Lennar to KB Home and Landsea.

Read the file

New-construction areas, covered the same way Lake Nona, Clermont, Winter Garden, and Davenport: where they sit, who is building, and what the commute looks like.

Builder profiles · 12 builders · neutral reference

The builders behind the communities

Who builds the new homes in Central Florida? This site profiles 12 of the national builders active in the Orlando metro, from the ones selling inside the communities covered here to the ones building across Polk, Lake, and Osceola counties. Neutral reference only: where each builder works, the home types it is known for, and a couple of commonly associated features, with no rankings and no endorsements.

All 12 builder profiles

The buyer's guide

Read before you sign

Sixteen guides covering the process end to end: financing, rate locks and build timelines, selling your current home to buy new, inspections, final walkthroughs and closing, deposits and closing costs, warranties, schools, incentives, CDD fees, design center selections, and how new compares to resale.

All guides
A new Central Florida community at golden hour with stucco homes, tile roofs, and palm trees along a wide street. Process

8 min read read

Buying new construction in Central Florida: the step-by-step

From choosing a community and a lot to negotiating the contract and closing, here is the sequence most Central Florida new-build buyers actually follow.

A lakefront town center in Horizon West with shops, cafe tables, and new homes behind the tree line. Compare

7 min read read

New construction vs. resale in Central Florida: which one fits your plan

New builds trade customization and years of low-maintenance living against resale's established neighborhoods and immediate closings. Here is how to weigh them.

A printed floor plan spread across a drafting table with a pen, a wooden house model, and a coffee cup. Financing

6 min read read

Builder financing vs. a traditional mortgage

Builders can offer rate buydowns and closing cost credits, but an incentive is only worth something if the rate beats a real quote. Here is how to compare.

A single-family home under construction in Florida with exposed wood framing and roof trusses against a bright sky. Timeline

6 min read read

From contract to closing: the Central Florida new build timeline

Permits, foundation, framing, drywall, finishes, and the punch list. The phases every new build goes through, and where delays usually sneak in.

Modern two-story homes and townhomes along a central waterway with a pedestrian path in a new East Orlando community. Money

5 min read read

New construction incentives: rates, upgrades, and closing costs, explained

Rate buydowns, closing cost credits, upgrade allowances, and referral offers. What each one is worth and where the fine print hides.

A contractor's laser level and measuring tools on a fresh concrete driveway during a pre-closing inspection. Inspections

7 min read read

The new construction inspection checklist

A pre-drywall inspection, a third-party inspection before closing, and a careful final walk save buyers from costly surprises. Here is what to check at each stage.

A planned Florida community seen from above at golden hour: new tile-roofed homes along curving streets, a retention lake, and a neighborhood park sharing the same infrastructure. Money

7 min read read

What is a CDD in Florida? Community Development Districts, explained

A Community Development District (CDD) is how many Central Florida master-planned communities pay for roads, water, sewer, and parks up front. Here is how the fees work, where they show up on your tax bill, and what to ask before you sign.

A new-home design center showroom with rows of cabinet door samples, countertop slabs, and flooring samples under warm lighting. Design Center

9 min read read

The new home design center: what to expect, what it costs, and how to budget

The design center appointment is where you pick the finishes for your home. Here is what happens, when it happens, how options and upgrades are priced, and how to walk in with a budget instead of guessing.

A closing table with a signed document stack, a pen, house keys, and a calculator in a bright office. Money

10 min read read

Deposits and closing costs on new construction in Central Florida

Earnest money deposits, lender and title fees, prepaids, and builder transaction costs: how they work on a new build, what is typical, and the questions that keep the total cash needed at closing from surprising you.

A newly built stucco Florida home with a tile roof, fresh landscaping, and rolled blueprints on a sawhorse in the foreground. Warranty

9 min read read

New home builder warranties in Florida: what is covered, for how long

Workmanship, systems, and structural coverage: how typical new-home warranties are structured in Florida, what is usually excluded, how claims work, and the role of inspections before coverage ends.

A modern two-story Florida school building with a covered walkway, palm trees, and fresh landscaping on a sunny morning. Schools

8 min read read

Schools and new construction in Central Florida: how to research before you buy

School zones follow the address, not the community name, and they can change. Here is how to verify which schools serve a specific new home, how growing areas get new schools, and how to research on your own.

A lender's desk in warm window light with a printed loan estimate, a rate sheet, a calculator, reading glasses, and a small wooden house model. Financing

13 min read read

Rate locks and new build timelines: how mortgage rate locks really work

A rate lock holds your mortgage rate while your home is being built, but a new build stretches the lock in ways a resale does not. Here is how locks, extensions, float-downs, and builder lender incentives actually work.

A moving truck backed into the driveway of a new stucco Florida home with a tile roof and palm trees, boxes on a dolly in warm late-afternoon light. Selling

14 min read read

Selling your home to buy new construction: timing, contingencies, and bridge financing

Coordinating the sale of your current home with a build completion date is one of the hardest puzzles in new construction. Here is how sale contingencies, bridge loans, and lease-backs actually work.

A bright empty new Florida home during a final walkthrough: a punch list clipboard and blue painter's tape on a kitchen counter, warm daylight through large windows. Closing

12 min read read

The final walkthrough and closing day on a new build

The walkthrough is your last structured chance to catch problems before you own the house. Here is when it happens, what to check, how punch lists work, and what closing day actually looks like.

A new two-story stucco townhome community at golden hour with young landscaping and a retention pond and walking path in the foreground. Investing

15 min read read

New construction for investors: what to evaluate before buying a new build as a rental

New construction rentals trade lower early maintenance and strong tenant appeal against higher fees and financing complexity. Here is a neutral framework for running the numbers on a new build in Central Florida.

Modern two-story homes and townhomes along a central waterway with a pedestrian path in a new Central Florida community. Money

11 min read read

Current builder incentives in Central Florida: the live list by community

Verified builder incentives, promotions, and quick move-in inventory across Sunbridge, EverBe, Horizon West, St. Cloud, and the ChampionsGate corridor, updated on October 29, 2026.

Tyler Gibson, Central Florida Realtor and investor with the GPG Team, wearing a navy suit and glasses.

Author & curator

Who wrote this

Written by someone who also signs the checks.

Tyler Gibson is a Florida-licensed Realtor, team leader, and real estate investor. He has personally completed more than 150 transactions, owns long-term and short-term rentals plus light industrial property, and leads the GPG Team across Central Florida. He started investing in real estate in 2015 and has been licensed since 2019, ranking among the Orlando Regional Realtor Association's top 500 agents.

That mix matters for new construction buyers: Tyler reads a contract as both the agent and the owner, and this site exists to give you the same straight answers he gives his clients.

150+

personal transactions

2019

licensed Realtor

2015

investor since

Top 500

ORRA production

Client review

Tyler was awesome in helping me secure a house even though I lived very far away. The seller and their agent were awful and unresponsive, but Tyler made the most of the situation and fought for me every step of the way. He was extremely responsive and always willing to go the extra mile. I would highly recommend him and will do business with him when I buy again.
Sarah

New-build intake

Tell us where you are looking.

Tell us which communities you are looking at and we will reply with phase availability, lot notes, and honest advice. No obligation, no pressure, no spam.

Tyler and the GPG Team serve Central Florida and the Greater Orlando area: Orlando, Winter Park, Maitland, Eatonville, Apopka, Ocoee, Winter Garden, Windermere, Oakland, and Lake Buena Vista. Orange County communities include Doctor Phillips, Hunters Creek, and Horizon West. In Seminole County: Sanford, Lake Mary, Longwood, Altamonte Springs, Casselberry, Winter Springs, and Oviedo. In Osceola County: Kissimmee, St. Cloud, Celebration, Poinciana, and Harmony. In Lake County: Clermont, Minneola, Groveland, Montverde, Mascotte, Mount Dora, Tavares, Leesburg, Eustis, Howey-in-the-Hills, and Umatilla. In Polk County: Lakeland, Winter Haven, Auburndale, Lake Wales, Davenport, Haines City, Four Corners, ChampionsGate, and Polk City.

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